Eswatini National  Provident Fund


Contributing Employers

All employers are required by law to register with the Fund in terms of Registration of Contributing Employers’ Order 1975. Employers of domestic workers, however, are exempted from registering with the fund at the moment. A religious organization, church, mission, etc., may also apply to the fund to make contributions in respect of its minister(s) of religion, although technically a Minister is not an employee. Registered employers are supplied with a comprehensive guide by the Eswatini National Provident Fund giving full information about the scheme’s operations, including the detailed arrangements for collecting and accounting for contributions.



Eligible Employees

Every regularly employed Swazi citizen (there are no lower or upper age limits for members) who is employed by a registered employer under any type of contract of service, written or oral, unless engaged in an exempt category of employment, is eligible to have contributions paid in respect of him and to become a member of the Fund. If his employer takes him to work outside Eswatini, he remains an eligible employee as long as he is deemed to be ordinarily resident in the Kingdom.



Exempt Employees

There are certain categories of employees, who although their employers may have to register, are not themselves eligible to have contributions paid to the Fund in respect of them.

These employees are: Non-citizens of Eswatini. Persons in the Public Service who are eligible for pension benefits under the Pension Order, 1993.

Senior University staff who are entitled to receive benefit under the Federation Superannuation Scheme for Universities; Whole-time students of any university or institution for further education or vocational training who obtain vacation employment;

School learners who take up temporary employment pending admission for a whole time course at a university or institution, provided that the admission occurs within two years from the date the person left school


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