Eswatini National  Provident Fund


Contributing Employers

All employers are required by law to register with the Fund in terms of Registration of Contributing Employers’ Order 1975. Employers of domestic workers, however, are exempted from registering with the fund at the moment. A religious organization, church, mission, etc., may also apply to the fund to make contributions in respect of its minister(s) of religion, although technically a Minister is not an employee. Registered employers are supplied with a comprehensive guide by the Eswatini National Provident Fund giving full information about the scheme’s operations, including the detailed arrangements for collecting and accounting for contributions.


Eligible Employees

Every regularly employed Swazi citizen (there are no lower or upper age limits for members) who is employed by a registered employer under any type of contract of service, written or oral, unless engaged in an exempt category of employment, is eligible to have contributions paid in respect of him and to become a member of the Fund. If his employer takes him to work outside Eswatini, he remains an eligible employee as long as he is deemed to be ordinarily resident in the Kingdom.


Exempt Employees

Non-citizens of Eswatini are not exempted. They are prohibited.

NB: Persons entitled to exemption from contribution to social security schemes under any International Convention.

  • Employment by virtue of which employees are eligible for pension benefits under the Pensions Act No. 3 of 1968.
  • Persons serving on probation and whose service would, on being confirmed in appointment, qualify as service for pension under the Pensions Act No. 3 of 1968.
  • Employment by virtue of which employees are eligible for benefits under the Unified Teaching Service pension scheme.
  • Employment by a university or college by virtue of which the employee is entitled to receive benefits under any superannuation scheme approved by the Minister in writing.
  • Whole-time students of any university or institution offering further education or vocational training who obtain temporary employment while on vacation from such a university or institution.
  • Persons who, having left school, take temporary employment while waiting to be admitted to such a university or institution for a whole-time course: Provided that the admission to a university or institution for a whole-time course occurs within two years from the date the person left school and took up such temporary employment. (Added L.N.138/1996).
  • Domestic servants employed in private households.

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